Storm Damage Restoration & Insurance Claims

Yes. A professional inspection helps determine whether there is evidence of storm damage before you begin the claims process. At First Choice Exteriors, we'll provide an honest assessment and explain our findings so you can make an informed decision. If we don't find damage that warrants an insurance claim, we'll tell you.

The timeframe varies depending on your insurance policy and the circumstances of the storm. Many policies have deadlines for reporting damage, so it's best to schedule an inspection as soon as you suspect your home has been affected. We can help you understand the next steps based on what we find, but we always recommend reviewing your specific policy or speaking with your insurance carrier.

Insurance premiums are determined by many factors, and no contractor can predict how a claim will affect your individual policy. Your insurance agent or carrier is the best source for questions about premiums or coverage. Our role is to provide a thorough inspection, accurate documentation, and quality restoration work if a covered loss has occurred.

If you decide to file a claim, we'll do our best to meet with your insurance adjuster during the inspection. We'll walk the property together, review the documented storm damage, answer questions about the exterior, and help ensure all visible damage is identified and accurately documented.

Not every claim results in coverage, and sometimes additional information or clarification is needed. If your claim is denied, we'll review the inspection findings with you, explain the insurance company's decision as it relates to the documented damage, and discuss any available options. If repairs are still needed, we'll provide honest recommendations and a clear estimate.

We inspect roofs, siding, gutters, windows, trim, vents, flashing, and other exterior components for damage caused by hail, wind, heavy rain, or fallen debris. Some damage is easy to spot, while other issues require a trained eye.

Every project is different depending on the scope of damage, insurance approval, material availability, and weather. Once your project begins, we'll provide a timeline, keep you informed throughout the process, and work efficiently to restore your home with minimal disruption.

We're a locally owned, family-operated Minnesota company with more than 27 years of experience serving homeowners throughout the Twin Cities. Our approach is built on honesty, attention to detail, and exceptional customer service. Whether your project involves storm restoration or a planned exterior upgrade, our goal is the same: to help you protect your home and feel confident every step of the way.